Careers at Guardian Injury Law

Many people assume that once they reach retirement age, they are not able to lodge a WorkCover claim if injured at work or that their rights and entitlements under the WorkCover legislation automatically stop. This is not correct. In Victoria, you still have an entitlement to WorkCover benefits past retirement age.

If you have stopped work due to illness or injury, you may be able to pursue a total permanent disability (TPD) claim with your super fund for a lump sum insurance payout. We often speak with clients who ask, "Can I lodge multiple TPD claims for the same injury/illness?"

The Victorian WorkCover scheme is designed to provide compensation and support for injured workers, but it operates with strict deadlines. Missing a critical deadline can jeopardise your entitlement to benefits, medical expenses, and potential lump sum payments.

Whether you’re a sole trader or a contractor, it’s important to understand what financial protection is available if you’re injured at work. While some contractors may qualify for WorkCover, others will need to rely on private insurance options such as TPD, income protection or trauma insurance.