Blog
Category: Super & Insurance: TPD Claims
Returning to work whilst on WorkCover
The Victorian WorkCover scheme prioritises the early return of injured workers to the workforce. This blog will delve into your obligations, the reasonableness of the request to return to work and the potential consequences of not complying with return-to-work plans.
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Can I make a total permanent disability (TPD) claim for chronic fatigue syndrome (CFS)?
If you're struggling with chronic fatigue syndrome (CFS) or a similar condition like fibromyalgia or myalgic encephalomyelitis and you’ve had to stop work due to the illness, you may be entitled to TPD benefits.
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Disclosing pre-existing injuries and illnesses during TPD insurance applications
If you have a pre-existing medical condition that your super fund is unaware of, they may have the right to reject a TPD claim or other disability insurance claim. When you apply for TPD insurance inside super, you will usually have a duty of disclosure and that duty could include full disclosure about any pre-existing injuries or illnesses.
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Leave entitlements whilst receiving WorkCover
When workers suffer a workplace injury and are eligible for worker’s compensation, a common question is: “does my annual leave and sick leave accrue while on WorkCover?”
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If my employer doesn’t pay super contributions, can I still make a TPD claim?
A 2023 Federal Court of Australia case has found that where an employer fails to make super guarantee contributions in accordance with the relevant award, this failure results in the worker’s loss of chance to pursue a TPD claim. In this case, the employer was ordered to pay compensation to the worker for losses.
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Motor vehicle accidents while working – is it WorkCover or TAC?
If you’ve been injured as a result of a work-related motor vehicle accident, it’s important that you seek legal advice. This is because these types of claims can be complex as you are potentially entitled to both WorkCover no-fault benefits and TAC common law entitlements.
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Your entitlements if injured as a volunteer
When volunteers give up their time to dedicate to community groups and organisations, they can suffer injuries through the course of their volunteering. This then poses the question, “What compensation is available if I’m injured while volunteering?”.
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Can I claim TPD if I've received a WorkCover or TAC payout?
In addition to any WorkCover or TAC entitlements an injured person may have, they may also be able to claim a TPD lump sum payout if their injuries caused them to stop working.
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TPD claims – your complete guide
This article is a guide to all you need to know when making a TPD claim, from eligibility to entitlements to TPD payouts and more.
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WorkCover and other compensation options after adverse reaction to a mandated COVID-19 vaccine
Unfortunately, some workers have sustained an adverse reaction to a mandated Covid-19 vaccine. In this article, we explore the compensation options available to those workers.
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Here’s what to do if your TPD claim is rejected
The process for lodging a TPD claim may have seemed quite straightforward, so you might expect it to be accepted and receive your payout. But what if your TPD claim is rejected or declined?
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Can I claim TPD years after stopping work due to an injury or illness?
If you stopped working years ago due to injury or illness, and had TPD cover when you stopped working, it is not too late to apply to access your TPD benefit with your super fund.
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